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Does your Fiat warranty protect you from expensive repair costs?

Fiat warranty Warranty years car
ZTSG 16/12/2021 New energy 268
Your new or certified used Fiat comes with a manufacturer’s warranty to repair damage caused by defective parts.After the manufacturer’s warranty expires, you have to cover these repairs yourself.You...

Your new or certified used Fiat comes with a manufacturer’s warranty to repair damage caused by defective parts.

After the manufacturer’s warranty expires, you have to cover these repairs yourself.

You can help protect your wallet from expensive repair bills with a Fiat extended warranty.

New Fiat vehicles come with a basic limited warranty of four years or 50,000 miles, whichever comes first. This warranty pays for unexpected repairs due to faulty parts or workmanship from the manufacturer. The warranty doesn’t cover everything, though. Not to mention, you’re on the hook for the full bill once the warranty expires.

You’ve got options when it comes to protecting your Fiat after the warranty expires. An extended warranty offsets repair costs if your car has mechanical issues. Learn more about the Fiat warranty and extended warranty options from Fiat and the best extended car warranty companies.

Featured Extended Warranty Companies

We reviewed the industry’s top extended auto warranty providers, and here are our featured picks.

Best Overall

Best for Used Cars

Low-Cost Plans

Endurance

CARCHEX

Select Auto Protect

Get Quote

Get Quote

Get Quote

(866) 990-3410

(866) 950-7122

(860) 294-4933

How Long Is Fiat’s Warranty?

Fiat Warranty for New Cars

Fiat Warranty for Certified Pre-Owned Vehicles

Limits of The Fiat Warranty

What Can You Do When Your Fiat Warranty Expires?

Fiat Reliability

Is a Fiat Extended Warranty Right for You?

Fiat Extended Warranty: Dealership or Third-Party?

Mopar’s Extended Fiat Warranty

Third-Party Extended Warranty from Endurance

Third-Party Extended Warranty from CARCHEX

How Long Is Fiat’s Warranty?

Your basic limited Fiat warranty for a new vehicle covers you for four years or 50,000 miles. This is comprehensive, or bumper-to-bumper warranty coverage, meaning it includes almost every part and system on your vehicle at the time it left the manufacturing plant. Any excluded parts are listed in the warranty. For example, tires are excluded as most tire manufacturers offer a warranty instead.

The bumper-to-bumper protection isn’t the only Fiat warranty offered. Each new or certified pre-owned Fiat comes with several other types of warranties to protect you from manufacturer defects.

Fiat Warranty

Length of Warranty

Coverage

Basic Limited Warranty (Bumper-to-Bumper)

4 years, 50,000 miles

Essentially all parts and systems of your vehicle that were on it the day it left the factory, minus the tires.

Anti-Corrosion Perforation Limited Warranty

All Panels: 3 years, unlimited miles. Outer Panels: 5 years, unlimited miles

Protects you from rust and corrosion that happen from the inside out.

Federal Emission Warranty

4 years, 50,000 miles.Certain specified components: 8 years, 80,000 miles

Covers parts of the emission control system (includes California Emissions Standard Warranty).

Fiat Warranty for New Cars

The Fiat warranty for new cars includes the bumper-to-bumper warranty, an anti-corrosion warranty, and an emissions warranty. Unlike most car manufacturers, new Fiat vehicles don’t list out a separate powertrain warranty for the engine and transmission. However, the powertrain is indeed covered by Mopar, which is the service, parts, and customer experience division of Fiat Chrysler Automobiles (FCA) US LLC.

Most manufacturers extend powertrain coverage beyond the bumper-to-bumper warranty with a separate powertrain warranty. Fiat, however, has a slightly above average bumper-to-bumper warranty to cover your powertrain components.

The manufacturer, Mopar, also includes a limited warranty for their Genuine Parts & Accessories. The terms vary for each part, but some examples of covered items are:

Mufflers

Starters

Batteries

Alternators

Powertrains

Water pumps

Corning Gorilla Glass

The Fiat warranty is transferable to a new owner if you decide to sell the car within the first years of ownership. New car warranties stay with the car. For example, you could sell the car after one year and 12,000 miles, leaving the new owner with a warranty of three years or 38,000 miles.

Fiat Warranty for Certified Pre-Owned Vehicles

Certified pre-owned (CPO) vehicles are Fiat cars that have undergone a 125-point inspection by trained FCA technicians. To be eligible for the CPO Fiat program, vehicles must be newer than five model years and have less than 75,000 miles.

CPO Fiat vehicles come with a special warranty provided by FCA. The coverage includes:

Warranty Type

Length of Warranty

Coverage

Powertrain Limited Warranty

7 years or 100,000 miles from the original new car sale date.

Covers repair or replacement of most major powertrain components like transmission, engine, and driveline.

Maximum Care Warranty

3 months, 3,000 miles, starting from the CPO sale date or the expiration date of any remaining Basic Limited Warranty coverage.

Covers most major components of the vehicle with over 5,000 parts covered.

Unlike a new Fiat warranty, the CPO warranties require a deductible for each repair visit you make. A deductible is money you pay out of pocket for covered repairs before your warranty pays. For example, your car needs a repair that’s covered under the CPO warranty. The repairs cost $500 and you have a $100 deductible. You pay the first $100, and the Fiat CPO warranty pays the remaining $400.

Limits of The Fiat Warranty

The biggest limitation of factory warranties is the types of breakdowns covered. Having bumper-to-bumper comprehensive coverage may seem like your Fiat is covered if anything mechanical goes wrong. Unfortunately, factory warranties only cover manufacturer defects and faulty parts.

That means if the engine in your Fiat stops working due to a part that was installed incorrectly, the repairs are probably covered under the warranty. If the engine breaks down due to normal wear and tear from driving, the factory warranty doesn’t cover it.

Other exclusions are maintenance and damage from racing, unapproved modifications, environmental factors, and accidents. See your Fiat Warranty Information documents for a full list.

What Can You Do When Your Fiat Warranty Expires?

If your Fiat warranty is set to expire soon but you are planning on keeping it, you have a few options to consider:

Save for repairs

Let coverage expire

Get an extended warranty

Saving up for car repairs is a good idea. Doing so can help minimize the impacts of a large and unforeseen repair bill in the future. The biggest problem with trying to save for car repairs is knowing what to expect.

For example, let’s say you save $50 a month for car repairs for a year. You’d have $600 in the bank to put toward any repairs. Your car starts stalling, so you take it to a trusted mechanic. The cost to fix the issues is $1,200. Even though you planned ahead to save for repair costs, you’ll only be able to cover half the bill with savings. There’s no way to know how much you’d need to save each month to pay for any unexpected repairs.

Another option is to let your coverage expire and take the chance you won’t have car trouble. This is a big risk. You’re more likely to ne

ed repairs the longer you drive. Initially, you might be on alert for breakdowns during the winter, but springtime actually sees the most repairs.

Your third option is to get a Fiat extended warranty, or vehicle service contract. Extended warranties are a type of vehicle protection plan that offset the costs of repairs for mechanical breakdowns. You’ll pay the service contract administrator a one-time or monthly fee for the contract. When you need a repair that occurs from a covered part, your service contract picks up part of the repair bill. You’ll usually only have to pay a deductible if the repair is covered.

Fiat Reliability

Fiats are known for their unique styling that combines sporty with elegant but not necessarily reliability. In the 2019 J.D. U.S. Power Vehicle Dependability Study

SM, Fiat ranked last among the 31 brands in the study.

Despite the poor performance in reliability showdowns, if you have a Fiat, you probably love the brand’s history and design. Since you know your vehicle might be more prone to a breakdown, you can prepare for repair costs. We pulled a few common repairs from RepairPal.

Model

Repair Type

Average Cost Range

2018 Fiat 500

AC Compressor Replacement

$1,026–$1,268

2017 Fiat 500X

Water Pump Replacement

$734–$874

2015 Fiat 500L

Transmission Replacement

$3,862–$4,001

Is a Fiat Extended Warranty Right for You?

An extended warranty allows you to save money for car repairs and plan for the unexpected. You can save a couple of hundred dollars to cover car maintenance and your deductible in case you have a breakdown. However, you won’t need to try and estimate exactly how much you need for any given repair. Your extended warranty will cover most major repair costs.

Fiat Extended Warranty: Dealership or Third-Party?

Let’s say you’ve decided an extended warranty is a good fit for your Fiat. Now, you need to decide who should provide it. You’ve got two options: choose a protection plan from the dealership or a third-party warranty company.

If you’re getting ready to purchase a new Fiat from a dealership, you can expect to hear about extended warranties provided by Mopar from the salesperson.

Do your research and decide if you want a dealership extended warranty or a third-party warranty, so you can either haggle with the salesperson or turn down the Fiat brand service contract.

Below, we’ll help you compare the pros and cons of choosing a dealership extended warranty or a third-party warranty from a trustworthy company.

Mopar’s Extended Fiat Warranty

Like we mentioned, the Fiat dealership extended warranty is administered through Mopar. You can choose a vehicle protection plan for your new or pre-owned Fiat. Mopar Protection Plan options include:

Plan Name

Coverage For

Coverage Options

What’s Covered?

MVP Maximum Care Plus

New Fiat models

Up to 8 years or 150,000 miles

Comprehensive, bumper-to-bumper coverage that’s similar to the new car limited factory warranty.

Added Care Plus

New Fiat models

Up to 8 years or 150,000 miles

Over 800 components listed, including your engine, transmission, steering, and more.

Maximum Care

Pre-owned Fiat vehicles

Up to 5 years or unlimited miles

Bumper-to-bumper coverage for over 5,000 parts in your car.

Added Care Plus for Pre-Owned Vehicles

Pre-owned Fiat vehicles

Up to 5 years or unlimited miles

Coverage for over 800 named parts in your vehicle.

Advantages of Mopar Protection Plans

In today’s busy world, few things beat the convenience of a one-stop shop. Mopar Protection Plans let you purchase a vehicle and protect it for years to come in one visit to the dealership.

Other advantages of a Mopar Protection Plan include:

Roadside assistance benefits.

Repairs made with Genuine Mopar parts.

Transferable (with a $50 fee) if you sell your car.

Disadvantages of Mopar Protection Plans

One of the biggest drawbacks of a Mopar plan from your Fiat dealer is the cost. Not only will your dealer markup the price, they may ask you roll the cost into your vehicle financing. While this makes your payments more convenient, it means you’ll be paying interest on your extended warranty. Over the course of your loan, that amount can add up. However, rolling the cost is optional, so you can pass.

Other reasons you may want to skip the dealership extended warranty:

Only a few plan options.

No plans for older or high-mileage cars.

All repairs must be completed at an approved dealership.

Third-Party Extended Warranty from Endurance

Purchasing extended coverage after your Fiat warranty expires with Endurance can put your mind at ease when you’re surprised with a mechanical breakdown. Not only is this company a popular pick, we’ve decided to name it the “Best Overall” provider in the industry.

With six plans to choose from, customers generally praise the flexibility in coverage available. Added benefits through the Endurance Elite membership are another highlight of this company. All Endurance auto warranty contracts come with these perks:

24/7 roadside assistance, including lockout services, fuel delivery, flat tire services, jump-starts, towing, and more

Trip interruption coverage of $150 per day (maximum not to exceed $450) if more than 100 miles away from home

Rental car reimbursement of $30 per day (maximum not to exceed $150 per breakdown)

You can learn all the details of this provider in our Endurance review. For now, feel free to use the tools below to get started on a free quote.

Best Overall

Get Quote

(866) 990-3410

The best option for a direct provider, meaning you work with their team throughout every step of the process

Third-Party Extended Warranty from CARCHEX

Unlike a Mopar extended warranty, service plans from third-party companies like CARCHEX offer a lot more flexibility. Most providers have at least three coverage levels.

We particularly like the coverage options from CARCHEX. There are five tiers with multiple plans at each level.

Coverage Level

Maximum Term

Best For

Details

Titanium

Up to 10 years

New Fiat vehicles

Similar to bumper-to-bumper protection with few exclusions.

Platinum

Up to 10 years

Long-term coverage

Affordable coverage of stated components.

Gold

Up to 10 years

Cars with 60,000 or more miles

Covers most of your car’s major systems.

Silver

Up to 7 years

High-mileage vehicles

Protection for the essential systems in your vehicle.

Bronze

Up to 6 years

Older vehicles or basic protection

Protects your vehicle from the most expensive powertrain repairs.

The flexibility from CARCHEX is a great advantage over a dealership extended warranty. You can customize your protection to fit your vehicle and budget. CARCHEX also offers other benefits over a dealer protection plan, including flexible payment options and 24/7 roadside assistance.

Best for Used Cars

Get Quote

(866) 950-7122

Top suppliers provide Fiat with unparalleled customers Service and affordable insurance